Welcome to investment illiteracy! Are you confused with excess of information about investing? Do you find investing complicated? Are you not able to understand financial terminology? And, many other questions…? Then, you are at the right place. This is a platform to answer all your questions related to personal finance. People have different practices when it comes to investing. Some of them continue to keep all their savings for lifetime in Bank saving accounts which hardly yield any return (current interest rates on most of the saving account are 3.5% which does not even cover inflation). Some people invest in bank Fixed Deposits which again is a relatively unproductive investment.  If they move out of bank investments, they straight away go to insurance products skipping all the intermediate products in the risk-return chain. So, what is the right approach? It is the endeavour of this initiative to answer all such questions and to make investing as simple as possible for any new and existing investor.